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Tanishq has been operating two gold saving schemes – Golden Harvest and Swarna Nidhi scheme for many years.
Gold Savings Scheme to enable you to buy some Gold without having to pay a lump sum at one go.
This plan is Gold Savings Schemes and not Gold Investment Schemes. However, there are certain pros and cons of such schemes, and you should keep them in mind before deciding to put your amount in them.
These are mostly a business model that ensures sales and is a strategic initiative.
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| Scheme Name | Golden Harvest Scheme |
|---|---|
| Eligibility | Anybody above 18 years of age |
| Account | Through online or App or by visiting the nearest Tanishq showroom (offline). |
| Minimum Investment | Rs.2000/- |
|
Maximum Investment/td> |
Multiples of INR 1000/- |
| Tenure | 10 Months* *Mandatorily close the account within 400 days from the date of opening. |
| Refund | No cash refund shall be permissible. |
| Transferable | NA |
| Payment | Offline – through cash, cards, ECS, PDCs at showrooms. Online – through Tanishq website or Golden Harvest App using your cards, net-banking. |
| Nominee facility | Yes |
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